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New York State of Health: The Official Health Plan Marketplace

Man WaitingWhat is NY State of Health?

Under the Affordable Care Act, a Health Benefit Exchange will be operating in every state starting in 2014. States have the option to set up an Exchange themselves or to allow the federal government to set up an Exchange in their state. New York has chosen to set up its own Exchange, named the NY State of Health.

NY State of Health lets you shop for, compare, and buy a health plan online, in person, or over the phone. Individuals and families with incomes below certain levels ($45,960 for individuals and $94,200 for a family of four) may be eligible for financial assistance in the form of federal tax credits only available through NY State of Health. Federal tax credits limit the amount a person pays for insurance each month. Monthly payments will be far below the cost of buying insurance today.

Why does New York need a Health Plan Marketplace? Nearly 2.7 million New Yorkers under age 65 do not have a health plan. That is approximately 16% of people in NY.

Who can use the Marketplace? NY State of Health can be used by individuals, families, and small businesses with 50 or fewer employees.

Who can I call for help? You can reach NY State of Health Customer Service by calling 1-855-355-5777 (toll free).

Important Dates: October 1, 2013: exchange begins accepting insurance coverage applications. January 1, 2014: exchange coverage becomes effective.

To learn more, please visit the official NY State of Health website: http://www.nystateofhealth.ny.gov/.

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